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Loan Consolidation. Another option for getting out of default is to consolidate your defaulted federal student loan into a Direct Consolidation Loan. Loan consolidation allows you to pay off one or more federal student loans with a new consolidation loan.

A Direct Consolidation Loan allows you to consolidate (combine) multiple federal education loans into one loan. The result is a single monthly payment instead of multiple payments. To learn more about loan consolidation, and whether your loans are eligible, please review the information provided by …

Direct Debit is the most convenient way to make your student loan payments—on time, ... your account is just a finger tap away with our mobile app. Learn More. Back to Loan Basics Menu. ... Consolidation could make your loans eligible for the Public Service Loan Forgiveness Program. Apply Today.

Adding Other Loans to a Consolidation Loan. You may also add eligible federal loans to your existing Direct Consolidation Loan using the form below if you are within 180 days of the date we paid off the first loans you are consolidating. After 180 days, you will need to apply for a new Direct Consolidation Loan.

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Direct Debit is the most convenient way to make your student loan ... Consolidation could make your loans eligible for the Public Service Loan Forgiveness Program. ... (other than yourself) to discuss your account with our loan counselors. This authorization does not grant these individuals access to your online account or allow them to request ...

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Personal loans from a loan business One of the more popular personal loans are those issued by loan businesses. These can be payday loans, cash advances or fast cash loans. They are often easier to get approval for – although the amount will be less than what you would be able to get from a bank.