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We are your student loan servicer and we have one goal: to help you successfully repay your loans. Tax Time is Here! Your 2019 tax information is now available online. View your personalized tax info in Account Access today. Most borrowers don't need to make payments on their loans while in school; but, we still give you the tools to stay ...

Direct Subsidized Loans and Direct Unsubsidized Loans have a six-month grace period before payments are due. PLUS loans do not have a grace period; but if you received a PLUS loan as a graduate or professional student, you’ll automatically get a six-month deferment after you graduate, leave school, or drop below half-time enrollment.

To apply for a Direct Loan, you must first complete and submit the Free Application for Federal Student Aid (FAFSA ®) form. Your school will use the information from your FAFSA form to determine how much student aid you are eligible to receive. Direct Loans are generally included as part of …

It's a good rule of thumb to keep student loan payments at 8-10% of your monthly income or less. If your payment exceeds the recommended payment range for your annual income, consider applying for a lower payment .

Note: A Direct PLUS Loan is commonly referred to as a parent PLUS loan when made to a parent, and as a grad PLUS loan when made to a graduate or professional student. Begin your Direct PLUS Loans application online.

Direct PLUS Loans are federal loans that parents of dependent undergraduate students can use to help pay for college or career school. PLUS loans can help pay for education expenses not covered by other financial aid.

William D. Ford Federal Direct Loan Program is one among the three types of student loans avaliable through the federal government. William D. Ford Federal Direct Loan Program includes four components: Direct Subsidized, Direct Unsubsidized, Direct PLUS, and Direct Consolidation.