Federal Consolidated Student Loans Login

A Direct Consolidation Loan allows you to consolidate (combine) multiple federal education loans into one loan. The result is a single monthly payment instead of multiple payments. Loan consolidation can also give you access to additional loan repayment plans and forgiveness programs.

If you have multiple student loans you may be able to combine them into one loan with a fixed interest rate based on the average of the interest rates on the loans being consolidated. Learn more about loan consolidation. A Direct Consolidation Loan allows you to consolidate multiple federal education loans into one loan at no cost to you.

Most borrowers don't need to make payments on their loans while in school; but, we still give you the tools to stay informed on loan balance, interest accrual, and more. Now that you're done with school, review the available resources to help you get ready for when you have to start paying back your student loans.

Consolidate Your Loans. If you have multiple federal student loans, you can consolidate them into a single Direct Consolidation Loan. This may simplify repayment if you are currently making separate loan payments to different loan holders or servicers, as you'll only have one monthly payment to make.

Looking to apply? Use the online application to apply for a parent PLUS loan.. Important: Most schools require you to submit the PLUS loan application online, although some schools have different application processes. Note: Before you apply for a PLUS loan, make sure your child has already filled out the Free Application for Federal Student Aid (FAFSA ®) form.

Federal student loan consolidation combines multiple federal loans into a single federal loan through the Department of Education. You may need to consolidate to be eligible for some federal loan ...