Federal Direct Student Loan Repayment Login

Consolidate Your Loans. If you have multiple federal student loans, you can consolidate them into a single Direct Consolidation Loan. This may simplify repayment if you are currently making separate loan payments to different loan holders or servicers, as you'll only have one monthly payment to make.

A loan servicer is a company that we assign to handle the billing and other services on your federal student loan on our behalf, at no cost to you. Your loan servicer will work with you on repayment options (such as income-driven repayment plans and loan consolidation) and will assist you with other tasks related to your federal student loans.

If your federal student loan payments are high compared to your income, you may want to repay your loans under an income-driven repayment plan. Most federal student loans are eligible for at least one income-driven repayment plan. If your income is low enough, …

Subsidized and unsubsidized loans are federal student loans for eligible students to help cover the cost of higher education at a four-year college or university, community college, or trade, career, or technical school. The U.S. Department of Education offers eligible students at participating schools Direct Subsidized Loans and Direct Unsubsidized Loans. (Some people refer to these loans as ...

Repaying Federal Direct Student Loans Many third party "debt relief" companies offer fee-based services such as loan counseling, consolidation, and helping borrowers choose the right repayment plan. These companies are not representatives of the Department of Education or Harvard University.

The federal direct loan grace period is six months after the student graduates, leaves school, or drops below half time status. Once a student exceeds their grace period, they must begin loan repayment. Federal direct loans are repaid to the holder of the loan, with 10-25 years to repay, depending on the total amount the student has borrowed.

William D. Ford Federal Direct Loan Program is one among the three types of student loans avaliable through the federal government. William D. Ford Federal Direct Loan Program includes four components: Direct Subsidized, Direct Unsubsidized, Direct PLUS, and Direct Consolidation.

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Download Federal Student Loans Types Comparison PDF. Learn more about Federal Direct Loans. Direct Stafford Loans. Direct Stafford Loans are typically the first type of loan borrowed once scholarship, grant, and work-study options have been exhausted. There are two types of Stafford Loans: subsidized and unsubsidized.