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It’s comforting to know that F&M Bank In North Carolina has been here for more than 100 years and will be here tomorrow. Personal, Business, Investments, Connect

Locally owned and operated, F&M Bank is headquartered in Lodi, California and proudly serves 12 communities with 25 convenient locations from Sacramento to Merced, and Irvine.Founded: 1916

Online Banking from F&M Bank is a tool to manage your business finances, as well as any F&M personal accounts. Take advantage of 24-hour, anywhere access to stay on top of your company’s finances when it works for you.

F&M Bank is a local Southern California community bank with more than 100 years of serving our customers. We offer business and individual banking services.

F&M Bank's Online and Mobile Banking offers a customizable, easy-to-use client interface and a single user ID and password creating a simple and seamless online and mobile banking experience. Learn more about the April 2019 Online Banking Upgrade.

Simpson Named Commercial Lender at F&M Bank; F&M Announces CardValet ® Program; Disaster Reconstruction Program; F&M Names Fleming Bank Manager; F&M Offers THDA's Take Credit Mortgage Program; Local Art Freshens F&M Bank's Interior; F&M and Hargis Voted Favorites of Stewart County; 7 Tips to Avoid Online Fraud; F&M Announces Officer Promotions

Stability, Reliability and Service. These words define F&M Bank, in everything we do, every day. We are a family-owned bank that goes back three generations. In fact, the second and third generation of the Anderson family currently serve our second and third generations of customers.

Simply use your M & F Bank VISA debit card and earn points on all your purchases. You’ll earn 1 point for every $2 spent every time you use your card for Signature Point of Sale purchases. You’ll earn even more points when you shop at participating merchants.

"F&M Bank was the financial institution to best handle our needs." "F&M Bank heard our story and believed in and supported our vision."