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Citizens State Bank is an independent, locally-owned community bank that has made our customers our top priority since the 1880s. With locations in Lena, Stockton, and Freeport, we offer a full range of financial services and the promise of always being confident, courteous, and close by.

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Login. New to CSBOS? CSBOS allows you to redeem your funds, sign up for Direct Deposit and update your contact information at any time. This one-time registration takes less than 10 minutes. Create a CSBOS Account. Primary navigation (left column) Login. Login; Footer. Top of Page.

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Our experienced team of Wealth Management, local experts are ready to meet your financial needs and provide you with customized service. *CSB Wealth Management, Trust, and or brokerage products and services are; not insured by the FDIC; not a deposit or other obligation of, or guaranteed by, the depository institution; subject to investment risks, including possible loss of the principal ...